savings

Form a buyer’s co-op
It’s the easiest way to save on just about anything.
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Saturday Steals: Diaper coupons
Plus Penn Station, Starbucks & Krispy Kreme deals
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Why you need an emergency fund
Save for a rainy day to avoid long-term debt resulting from emergencies.
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Thirteen smart ways to spend your tax refund
How to use your refund responsibly.
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